NorthWorth

Templates

Every calculator in NorthWorth is also available as a standalone spreadsheet. Download the Excel file or use the online version — both are ready now.

Built for CanadaExcel & Google SheetsOne-time purchaseNo bank login needed
Best value
Complete bundle

All 10 templates in one package

Every template on this page in one package, from your monthly budget to rental analysis.

$39 $90

instead of $90 individually

Planning

Canadian Personal Finance Dashboard

Your whole financial picture in one spreadsheet: cash flow, net worth and savings rate in CAD, with TFSA, RRSP and FHSA sections.

    Monthly cash flow
    Net worth tracker
    Savings rate
    TFSA/RRSP/FHSA
One-time purchase · 1 download
Home

Mortgage Calculator

Canadian semi-annual compounding with a full amortization schedule.

    Payment by frequency
    Total interest
    Year-by-year schedule
One-time purchase · 1 download
Home

Home Affordability Calculator

See how a home's full cost sits against your income.

    True monthly cost
    Income ratios
    Cash left over
One-time purchase · 1 download
Home

Rent vs Buy Calculator

Both paths modelled neutrally over 5 to 20 years.

    Total rent paid
    Home equity
    Investment portfolio
One-time purchase · 1 download
Debt

Debt Payoff Planner

Snowball and avalanche compared with extra payments.

    Payoff dates
    Interest saved
    Balance chart
One-time purchase · 1 download
Investing

TFSA Tracker

Balance, contributions made and room remaining.

    Room tracking
    Growth projection
One-time purchase · 1 download
Investing

RRSP Tracker

Track contributions against the room you've entered.

    Room tracking
    Growth projection
One-time purchase · 1 download
Investing

FHSA Tracker

Annual and lifetime room for first-home savers.

    Room tracking
    Down payment goal
One-time purchase · 1 download
Investing

Investment Growth Calculator

Compound growth with inflation-adjusted results.

    Monthly contributions
    Today's dollars
    Yearly chart
One-time purchase · 1 download
Property

Rental Property Analyzer

Cash flow, cap rate, cash-on-cash and 10-year projections.

    NOI
    Cap rate
    Cash-on-cash
    Projections
One-time purchase · 1 download

Questions

This platform provides financial planning tools and calculations for informational and educational purposes only. It does not provide financial, investment, tax, legal or mortgage advice. Results are based on user-provided information and assumptions. Contribution limits, tax rates and regulatory parameters reflect the rules in effect as of the latest update (2026) and may change; always verify official amounts with the CRA or a licensed professional.