A free AI assistant for your personal finances
Ask questions about your budget, debts, TFSA, RRSP or goals and get clear answers based on your own NorthWorth figures — in English or French.
Free, no subscription
5 questions per month at no cost, renewed on the 1st.
Answers based on your numbers
Budget, debt, TFSA, RRSP, FHSA, mortgage and goals explained in plain language.
Educational and safe
It never moves money and does not replace a licensed advisor.
Examples of questions
- « How much can I put in my TFSA this year? »
- « Should I pay off my credit card or save first? »
- « How long until my debts are paid off? »
- « Can I afford a $450,000 home? »
Frequently asked questions
Is the AI coach really free?
Yes. Every account gets 5 free questions per month, renewed on the 1st. There is no subscription or paid upgrade.
Does the AI coach give investment advice?
No. It explains your own numbers and Canadian rules (TFSA, RRSP, FHSA, mortgage stress test) for educational purposes. It never moves money or places orders.
Which data does it use?
Only the figures you entered in NorthWorth — the same profile as your dashboard and Score.